Small Commercial State Product Leader

Liberty Mutual

Product · Full-time

Boston, MA, USA

USD 179k-322k / year

Posted on Oct 13, 2026

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Small Commercial State Product Leader

Job Locations US-Remote | US-OH-Columbus | US-WA-Seattle | US-MA-Boston | US-TX-Plano

ID: 2026-262105
Position Type: Full-Time
Job Grade: 21
Department: 015A-13588 SC STATE PRODUCT
Market: US Retail Markets
Minimum Salary: USD $179,000.00/Yr.
Maximum Salary: USD $322,000.00/Yr.
Typical Starting Salary: $214,800 - $286,300
Travel: 25%
Recruiter: Cassandra Schmitmeyer
Internal Application Deadline: 10/16/2026
Referral Bonus Eligible?: No

Description

Responsible for the management of all small commercial lead lines for Northeast and Mid-Atlantic Regions. Directly accountable for state profit and loss including performance against plan. Responsible for establishing, monitoring and influencing all aspects of state growth and performance. Manages a team that implement pricing and underwriting strategies and perform comprehensive assessments by region and state. Tracks and responds to changes in the market, such as regulatory issues, legislative issues, and competitive practices. Forms close partnerships with Distribution and Underwriting counterparts within the assignment regions.

Responsibilities

Directly manages a team of 3, including a Director managing 4 analysts (2 assigned to each region), to execute state strategies.
Provides leadership within State Product, helping identify and prioritize key work aligned to organization goals.
Manages state and line profit and loss, responding to trends and creating and executing a rate strategy to achieve target profitability.
Provides input back to broader organization on market feedback, product insights, and uses broad knowledge to improve franchise strategies.
Implements product, pricing and underwriting strategies tailored to the regional markets.
Collaborates with Field Distribution and Underwriting leadership.
Maintains compliance with state regulations.
Monitors the market place and identifies competitor and industry changes impacting effectiveness or compliance of current programs.
Monitors catastrophe exposure in the state and develops appropriate strategies to manage the exposure at an acceptable level.
Manages relationship with regulatory agencies and industry organizations.

Qualifications

Experience leading product teams within the insurance industry
Highly developed quantitative analysis and decision making skills
Excellent written and oral communication, analytical, influencing and leadership skills also required
Comfortable working in a matrixed organization and influencing stakeholders not directly aligned to the team
Ability to present to executive leadership on strategy and execution plans

Employees should review all role requirements and apply only for positions for which they are eligible. Hiring processes may vary by country, including differences in procedures, requirements, and timelines. For country-specific details, please consult your local recruiting / HR team.

Only open to US based employees