The Team: The MassExpress accelerated underwriting team consists of underwriters specializing in cases trending towards a fluidless underwriting outcome. This includes a diverse mix of both early-career and seasoned professionals, collectively contributing to the team's success. The accelerated underwriting challenge, involving decisions with limited information, demands a blend of analytical thinking, adaptability, and collaboration. The team will also play an important role in supporting the regional core teams, ensuring a smooth transition for cases determined to be not eligible for accelerated processing. You will work toward a “best offer first” mentality, and a collaborative, customer-focused mindset. Additionally, you will be given opportunities to underwrite non-accelerated business as well in order to continue to grow your skills.

The Impact

• Evaluate and handle all underwriting aspects of formal life insurance applications
• Understand underwriting policies, guidelines, practices and procedures
• Determine accelerated outcome eligibility, as well as whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
• Deliver the best offer first to drive the sale and not only a decision
• Communicate effectively with customers to explain underwriting decisions and facilitate placement of business
• Ability to tailor communication style to fit the target audience
• Collaborate effectively with stakeholders to gather information necessary for decision making and to select profitable risks

Minimum Qualifications

• A high school diploma/GED
• 1+ years of prior life insurance underwriting experience
• Granted approval authority of at least $1 million

Preferred Qualifications

• 4-year college degree
• Existing approval authority of greater than $1 million
• Industry exams, training, and designations (i.e. ACS, ALMI, FLMI, FALU)
• Knowledge of accelerated and non-accelerated underwriting, including an understanding of the roles of underwriting rules, data models, and algorithmic underwriting
• Solid understanding of underwriting concepts as well as medical, non-medical, and financial risks
• Ability to work in a fast-paced environment, ability to multi-task
• Flexibility to handle changing priorities
• Familiarity with technology tools and digital acumen
• Strong verbal and written communication skills
• A demonstrated customer service mindset
• Ability to think critically
• Work as a team player to contribute to a positive work environment
• Dependable and accountable to self to complete assigned work within stated expectations

What to Expect as Part of MassMutual and the Team

• Regular meetings with the MassExpress accelerated underwriting team
• Focused one-on-one meetings with your manager
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms

#LI-REMOTE

#LI-JA1

Salary Range:

At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.

Why Join Us.

We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

MassMutual is an Equal Employment Opportunity employer. We welcome all persons to apply.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.