We are seeking a DI Underwriter to join our team! You will be responsible for

working with our customers, agents and brokers during the individual disability

income insurance sales and service process.

*POSITION IS 100% REMOTE/VIRTUAL* Work from home anywhere in the United States

The Team

Join a mission‑driven, fully remote team offering competitive pay and benefits from day one, with the flexibility to work from anywhere in the U.S.

It is an exciting time to be an underwriter at MassMutual! MassMutual is going through a digital transformation while continuing to be a leading customer-

centric company. The team culture is collaborative, cross-functional, and uses old and new technologies combined with a work/life balance.

The Impact

We are looking for the right candidate to join our team. The chosen candidate

will be tasked with developing the skills needed to underwrite disability

insurance in a fast-paced diverse work environment that is inclusive and values

different experiences, backgrounds and knowledge.

Roles and Responsibilities

• Evaluate and handle all underwriting aspects of disability insurance applications.

• Understand underwriting policies, guidelines, practices, and procedures.

• Determine whether to accept, modify, or decline a risk through evaluation of an individual's risk profile including medical history, occupational hazards, financial background, etc.

• Build trust by providing efficient, quality service to our MMFA agents, brokers, and field office staff.

• Communicate effectively with the field to explain underwriting decisions and facilitate placement of business.

• Tailor communication style to fit a variety of target audiences, foster relationships and facilitate placement of business.

• Collaborate with stakeholders to gather information necessary for decision-making and selecting profitable risks.

• Influence and champion changes to improve processes while maintaining morbidity expectations.

• Leverage interpersonal and emotional intelligence skills to develop relationships with key business partners across the competitive landscape.

• Work independently with minimal direction and be comfortable with ambiguity.

The Minimum Qualifications

• High school diploma or GED

• 5+ years of proven success underwriting disability insurance in a fast-paced work environment.

• $7K+ approval authority in disability insurance underwriting.

The Preferred Qualifications

• Bachelor’s degree

• 8+ years of proven success underwriting individual disability insurance in a fast-paced work environment

• Approval limits of $10K+ IDI, $15K+ BOE, $250K+ Buy/Sell without a second signature

  Business Overhead and Buy Sell disability underwriting

• Third party distribution, bank, or wire house underwriting experiences

• Industry exams completed, i.e. ALU 101, 201, 202, LOMA, ALMI, FMLI, ALU, FALU, DIA, DIF

• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)

• Ability to think critically, problem solve using data to drive toward resolution

• Positive, inclusive, agile, and collaborative mindset

• Strong verbal and written communication skills

What to Expect as Part of MassMutual and the Team

• Regular meetings with the DI Underwriting Team

• Focused one-on-one meetings with your manager

• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups

• Access to learning content on Degreed and other informational platforms

• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

#LI-Remote

#LI-JA1

Salary Range:

At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.

Why Join Us.

We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

MassMutual is an equal employment opportunity employer. We welcome all persons to apply.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.